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Did you know you don’t have to wait until a new year starts to set goals for yourself? Here’s the thing: If something really matters to you and you’re ready to make a change right now, you don’t have to wait until the calendar says January 1. Start today. Let’s go! But you can’t be out here setting …
Not all debts are created equal. Different debts carry different interest rates and terms. High-interest debts, such as credit card balances, should be tackled first.
What is money management, exactly? It’s a plan for your money so you can make the most of it. This plan typically involves budgeting and saving money, avoiding or reducing debt and investing in your future. If learning how to manage your money sounds intimidating or stressful, take it one step at a time. Below …
If you have take-home pay of, say, $3,000 a month, how can you pay for housing, food, insurance, health care, debt repayment and fun without running out of money? That’s a lot to cover with a limited amount. The answer is to make a budget. What is a budget? A budget is a plan for every …
Once you’ve established some fundamental procedures, you can start thinking about some overarching rules that can help you make better money decisions.