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Learn the reasons and strategies for saving money. Saving money is very important for a number of reasons. First, it allows you to have a safety net in case of emergencies. For example, if you suddenly lose your job or have an unexpected medical bill, having money saved up can help you avoid falling into …
Negotiating bills Sometimes it can be tough paying bills, especially when they’re for services you rely on, like your phone, internet, or cable. But there’s good news: you may be able to negotiate a lower bill with your service providers. Here are a few tips to help you! 1. Know your options. Before you call …
Part of the Budgeting series: The 50/30/20 rule divides your money into three categories: needs, wants, and savings. The 50/30/20 rule suggests that you spend 50% of your income on your needs, 30% on your wants, and 20% on your savings. This way, you can balance your money and plan for your future. How do …
Know what you owe They say you can’t know where you’re going until you know where you’ve been — and by “they,” we mean financial planners. Before making a plan, it’s important to list debts one-by-one, including the balance and interest rate, so you can get a true idea of what you owe, says Samantha …
Did you know you don’t have to wait until a new year starts to set goals for yourself? Here’s the thing: If something really matters to you and you’re ready to make a change right now, you don’t have to wait until the calendar says January 1. Start today. Let’s go! But you can’t be out here setting …